Opinions

 

Season’s Greetings from Anthony & Cie,
Anthony International and Anthony Investments’ Team
Our Season’s Greetings
and best wishes
for a happy and healthy New Year.
Bonnes fêtes
et une heureuse année 2016.

THANKS PROFESSOR ROBERT ANTHONY, BUT NO THANKS. YOU CAN KEEP YOUR FESTIVE GREETINGS.

Today in my email I received Christmas wishes from none other than ANTHONY & CIE. This is the French Financial advisor that sold me my great investment opportunity with LANDSBANKI LUXEMBOURG.

THIS is the firm that I hold primarily responsible for the enormous loss that I am facing of hundreds of thousands of Euros.
This is the firm that at the outset of the collapse of the bank in 2008 abandoned me and other investors in France and left us to weather the tempest that followed.

THIS is the firm that we believe received an enormous commission payment from Landsbanki Luxembourg for services rendered in selling their scheme to us and many others in France.

THIS is the firm that is responsible for stealing 7 years of my life leaving my wife and I to try and sort out the mess in which they left us.

THIS is the firm that has at its head none other than Professor Robert Anthony who is currently Mise en Examin in the Supreme Court in Paris, the hearing to be heard in 2016.

THIS is the firm to whom I return their Christmas wishes, unaccepted, and hope that Robert Anthony and his staff spend Christmas worrying about the outcome of the hearing in Paris next year.

They might then just get a taste of what we and our group of victims have gone through the last 7 years.

I will however send:
Our Season’s Greetings
and best wishes
for a happy and healthy New Year and a victory in the courts against the fraudulent activities of those involved with Landsbanki Luxembourg, past and present.

Bonnes fêtes
et une heureuse année 2016.

 

Ed.

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THE MORAL BANKRUPTCY OF LUXEMBOURG
“The present Luxembourg Government has not only TOLERATED these actions, but it also approved and FACILITATED them ” 

There can be

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________________________________________________________________________________

THE MORAL BANKRUPTCY OF LUXEMBOURG
“The present Luxembourg Government has not only TOLERATED these actions, but it also approved and FACILITATED them ” 

There can be NO JUSTIFICATION for LUXEMBOURG’S ARROGANCE and DENIAL of delinquency and moral bankruptcy, in it’s role as the ROGUE STATE in the heart of Europe, taking advantage of everything Europe has to offer in order to pretend to be a respectable member of the Union and to continue it’s LOOTING, as if there were:
“NO PROBLEM or sign of fraud in the files”

(The famous Luxembourg song- TOP of the HIT parade!)
interpreted by the Hamilius/Juncker cronies for years and accompanied by the orchestra of the judiciary, the politicians, ABBL, CSSF and the cowardly members of the press who were TOO KIND to those bringing down their country and refusing to look at the evidence that their country was being destroyed from INSIDE, by their own TOP and most powerful people in the Institutions who were MORALLY BANKRUPT.

As it states in the Polish newspaper RZECZPOSPOLITA,

‘Thousands of companies have systematically avoided paying taxes for budgets of individual EU Member States and this, with the help of the Grand Duchy of Luxembourg’,

“And as there is a lack of money in many states, Brussels has had to force countries such as SPAIN, FRANCE and ITALY, to REDUCE SOCIAL BENEFITS and expenditures in EDUCATION and HEALTH . (…)

THERE CAN BE NO JUSTIFICATION for Luxembourg’s disgraceful lack of humanity and ethics where everything
‘MADE IN LUXEMBOURG’ stinks of dirty laundry and looting made of the citizens of the world through greed, arrogance and lawlessness.

One simply cannot find any political justification for Luxembourg’s MORAL, FINANCIAL, POLITICAL and JUDICIAL dysfunction, which are clearly shown in so many scandals with such lawlessness in evidence, which Luxembourg’s corrupt- in- power, make disappear and the public does not know about as they are LIED TO.

LUXEMBOURG IS NOT INNOCENT, but the people of Luxembourg
are as seriously mis-informed as the people of Germany were before the war.
The financial Crimes are ‘protected’ and DENIED, whilst the consumers and citizens of Europe are made to suffer Luxembourg’s cheating and delinquent judiciary to rob the consumer.

LUXEMBOURG HAS ABUSE OF THE CONSUMER and corruption ON THE RISE, as the new government bitterly disappoints those who did not think it would live in Juncker’s pocket and be continuing to cover-up the crimes whilst pretending to want to come clean.
What COWARDS!
Juncker has always represented BULL CAKES.

From the suspicious way the nine or ten NO votes, from nations
NOT WANTING Juncker as E.U. president, were magically transformed into YES votes, one has to question his crafty methods of intimidation and seductive persuasion with offers one could not refuse.

We, the victims of Yvette Hamilus’ fraudulent administration of the Landsbanki bankruptcy, know all about intimidation tacticts, entrapment, harassment and the ‘Made In Luxembourg’, super-abusive CONFIDENTIALITY CLAUSES, like the one WIM PIOT the bumbling, guilty and LYING guy from PwC was clutching at, in the hilarious interview with Mme Lucet top French journalist of france 2!

The employees also know about the abusive confidentiality clauses to protect financial crimes, but they do not seem to realise that the obligation to denounce CRIME and false accounting OVERRIDES any confidentiality clause and places them , by failing to denounce, in a position of colluding with the crime!
They will learn.

Few could fail to know how corrupt Juncker’s little Luxembourg was under his reign and remains today.

Juncker had no credibility when made President of the E.U. and the world noted his mate-in-crime, guilty LUC FRIEDEN’s cowardly flight away from the crime scene to hide behind his façade of propriety in a foolish German bank in London, who thought he would be an asset when he is turning the bank into a GERMAN JOKE!

Who in the world would hire Luc Frieden with his dirty track record unless they liked the dirty laundry his baggage contains?

From the beginning of his mandate, the president of the European Commission had lost ALL credibility.

How can Juncker convince countries like France to reduce their budget, while he himself is greatly to blame, as a former Prime Minister of the lawless Luxembourg, for the huge DEFICITS in the budget of FRANCE? (…)

IT WOULD BE BEST THAT JUNCKER SHOULD RESIGN IMMEDIATELY

“The Luxembourg Government has not only TOLERATED these actions, but it also approved and FACILITATED”,

writes the German newspaper FRANKFURTER RUNDSCHAU :

“EVERYTHING IS LEGAL, says Luxembourg, and all the consultants who have entered into these unethical and illegal agreements in
PRICE WATERHOUSE COOPERS (…)

Imagine that the President of the Commission Juncker, should slap Greece on the wrist, for example, because Greece earns too little money, while spending too much.

Greece should then have to reduce the salaries of its officials, or even dismiss employees in the public sector (…)

Then you learn that a Greek company pays only 3% tax to Luxembourg and no tax, instead of a tax rate of say 30% in Greece (…) and all this with the HELPof the Minister of Finance of JUNCKER. »

I.E. LUC FRIEDEN who fled in a German bank in London!

The IMPACT OF OFFSHORE CAPITAL IS HUGE …

The MASSIVE DIRTY STREAM of offshore money both legal and ILLEGAL, personal and company /corporation money – can disrupt and destroy economies and nations, pushing them one against the other.

Europe’s continuing financial crisis has been fuelled by a Greek fiscal disaster exacerbated by FRAUDSTERS using offshore tax fraud and tax evasion facilities provided by Luxembourg, and a collapse of banking operations in the tiny tax haven of Cyprus, where the local banking assets were inflated by streams of cash from Russia.

Anti-corruption activists argue that the offshore opaque SECRECY, UNDERMINES public order and forces CITIZENS to pay higher taxes to offset the revenue that goes offshore.

Studies have estimated that border flows of the overall amount of financial CRIMES amount between $1 trillion and $1.6 trillion annually.

LEGAL and ILLEGAL…

Documents obtained by the ICIJ shed light on the day by day tactics on the agenda, that offshore services firms and their customers use to maintain in place the trusts and offshore companies, and thus keep the owners under a cover of legality.

The 15-month the ICIJ investigation found that, fraudsters and criminals and those seeking to evade tax, as well as a CORRUPTION policy, were allowed to thrive, un controlled, next to perfectly legal transactions.

The secrecy and the very LAX SUPERVISION offered by the offshore world, allows the perfect
climate, IDEAL for financial crimes, money laundering and fraudulent bankruptcy CRIMES and Europe’s main dirty laundry is located in the heart ofEuropee, Luxembourg.

 
 
 
 

 

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The Time Has Come. 
BEHIND- CLOSED- DOORS- LUXEMBOURG, needs to be investigated internationally.
We are victims of Luxembourg’s protection of Financial crime and corrupt judiciary in flagrant conflict of interests, where any honest lawyer is abused, as was the Luxembourg lawyer, Benjamin Bodig on November the 4th, as he fought to protect the hundreds of elderly victims of a Luxembourg bank’s Asset -Stripping to money laundering exercise, enabling Iceland’s crooks to get away with the collusion in the destruction of Iceland and world finance, whilst BLAMING Iceland and the USA for the world financial crisis.

This is a Rogue country in the heart of Europe, disguised as a virgin.

A country falsely disguised as law -abiding, when they fabricate their own interpretation of law, making a BARRIER to International Justice where even the president of the Central Bank BCL, YVES MERSCH, has been blocking any possibility of controlling or auditing the accounts during all the worst years of a world-wide financial crisis and where CLEARSTREAM was getting murkier and shiftier by the second and even moving to a free zone like the BCL where auditors are thrown out.

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10th November 2014 from our correspondent Claudia

The LANDSBANKI SCANDAL IS GROWING and Luxembourg IS Showing the world it is a ROGUE STATE IN THE HEART OF EUROPE.
” LAXEMBOURG” IS BEING EXPOSED!
Luxembourg’s judiciary is seen to protect FINANCIAL CRIME, its ROGUE lawyer Yvette Hamilius, and her cabale who expect protection from not only the President of the Bar ROSARIO GROSSO, but also from the President of the European Commission.

Jean-Claude Juncker, who was obliged to resign because of Spying scandals and crimes which had been hidden for years is President of the European Commission. How can this be possible when he enabled this cable to become ROGUE and continue to think they could do anything they wanted and the International community would say nothing if they had a carrot dangled in front of their nose or heard a few promises from Luxembourg.

We are victims of bank fraud, false accounting, false documents, falsehoods perpetrated in public to give the people of Luxembourg a false impression of the whole disgraceful scandal by painting the victims of serious financial crime through Luxembourg as if THEY were the criminals.

This is a scandal which does not only concern the European Commission, the whole European Union, but also all the major nations who have dealings with Luxembourg, as they have a right to know the truth before they make the same mistake we did by trusting in Luxembourg and investing in Luxembourg.

The international community should be able to see why it is that the Luxembourg Courts are refusing to investigate the false accounting we have in evidence and refute any collusion with those in power who are influencing this case and trying to make it into a Luxembourg
WHITEWASH of bankruptcy fraud, with serious probability of MONEY LAUNDERING through the Central bank which refuses (greatly helped by YVES MERSCH), to allow the Auditors to examine the accounts.
According to the doctrine enforced by Yves Mersch , he obstructed all attempts to enable accounting Transparency and proper auditing. This,throughout the WORST years of a world-wide financial crisis.

Apparently in Luxembourg, the BCL is “independent” and not bound by any laws or procedures, and is an entirely free agent!

How convenient to refuse to examine the Landsbanki Luxembourg false accounting, illegal transfers, abusive loans by the central bank and the wheeling and dealing by Yves Mersch and the SUSPECT, Mrs Hamilius, between the powerful rich in Iceland, the delinquent Icelandic banks and EAGER-to-please-Luxembourg with Clearstream and BCL keeping everything invisible?

TODAY, we see INDIGNANCE in Luxembourg for the world wide anger and shock at the cheating in the heart of the E.U. as Luxembourg takes all the benefits and reaps the profits!

There is growing FURY throughout the world as the fact that there are worse things than Tax Fraud in Luxembourg. There are fraudulent bankruptcies with strong probabilities of money laundering concealed through the false and missing accounting.

EUROPE is furious as Luxembourg is abusing consumers, abusing victims, abusing the law, abusing the European Union and abusing Human rights, abusing old aged pensioners, hundreds of them, ABUSING every person who has trusted in Luxembourg.

From our Facebook site 18th October 2014

WE WILL BE TRANSPARENT as Hamilius has said she is!

We will be exposing and explaining so that the people of Luxembourg get a chance to see what has been going on and how abusive Hamilius has been.

Firstly, one has to look at the facts around the job and duty of an administrator lawyer.

The PROFESSIONAL DUTY and LEGAL OBLIGATIONS of an administrator, receiver, curator, in the ‘SUSPECT’, ‘HARDENING’, ‘PREFERENTIAL’ PERIOD which Hamilius has ignored.

The ‘suspect’ period in a bankruptcy is fixed by the Court at 6 months prior to OFFICIAL date of bankruptcy + a period of 10 days before that which are subject to careful scrutiny and investigation by the administrator, receiver, curator.

The administrator has the Professional duty as stipulated in EU law:

1. To challenge and report any suspicious payments and transactions prior to bankruptcy,
2. To challenge and report any suspicious accounting which shows no dates or proper details of destination of Transfers or order of transfer by the client,
3. To report any allegations of false accounting
4. To challenge and report any loans given or taken during the ‘Suspect’, ‘hardening’ or ‘Preferential’ period, made prior to the bankruptcy, WITHOUT LIMITATION OF TIME.

Any one of these suspect events should ALERT the administration and lead to the IMMEDIATE recognition by the lawyers, in particular by the administrator and the supervising judges to the possibility of MONEY LAUNDERING and should be seen as clear signs of the LAUNDERING OF FINANCIAL CRIME, especially in an
ASSET-STRIPPING operation like Landsbanki Equity Release when the bank was probably already insolvent in 2006.

Failure by a Professional in the Finance and Legal Sectors, EVEN IN GERMANY contrary to what Hamilius trumpets, failure to report allegations and evidence of attempted Laundering of Financial Crime is a criminal offence and shows deliberate collusion in the crime.

It is the duty of the administrator to report abusive loans and last minute asset-stripping manoeuvres as well as abusive loans given , as she says, by Central Bank “playing firemen”, when the company, in this case, Landsbanki, is already insolvent.

Does Mrs. Hamilius the Luxembourg Lawyer who tells European judges what they should and should not do and assesses their work as if she were their boss, not know that it is illegal to
“play firemen” with other people’s money and throw it into a fire of an already insolvent company or did no one tell her?

This “playing firemen”, which Hamilius has overlooked as being against the rules and laws of bankruptcy has the very serious effect of
artificially DELAYING THE OFFICIAL DATE OF BANKRUPTCY.

This “playing firemen”, has the effect of making the Bankruptcy date UNCERTAIN and the ‘SUSPECT ‘, ‘HARDENING ‘ or ‘ PREFERENTIAL ‘ period INVALID.

In fact all the dates of the bankruptcy are not safe.

Guillaume and Hamilius created deliberate confusion around the dates of the Declaration of Insolvency, changing them and not announcing them in a Durable Medium as required by E.U. consumer Protection laws, perhaps hoping that in the Luxembourg ‘system’ of things they would get away with making most of the old pensioners “MISS THE TRAIN”.
In this way the old pensioners would lose their case and enable Hamilius to move in with the help of her useful obeying lawyers in France as that is where the virulent and abusive seizing has taken place.
This would make it so easy to realize the assets in France where the properties were of higher value in general especaillly on the Coté D’Azur where real estate price is high.
This would also bring any commission that may come her way and the applause of the central bank as she paid them back before others when they had “played firemen” against the advice of Claude Trichet and against the law as the bank was insolvent when they threw money at it.

Has Hamilius not been reminded that:

Payments made for transactions concluded during the SUSPECT or hardening period, are subject to CANCELLATION by the District Court upon proceedings instituted by the receiver especially in a case where a loan has been granted to an insolvent company and the Official date of Insolvency has been delayed and has made the official date UNCERTAIN in International law.

( i.e.Case of the bankruptcy of Landsbanki Luxembourg and the illegal loan by the BCL to the insolvent bank which artificially delayed the Official date of the bankruptcy, so making the ‘suspect’, hardening’, ‘preferential’ period invalid and the Official date UNCERTAIN)

The E.U. must be under ALERT when there is evidence of an abusive bankruptcy administration, especially in the administration of a Bankrupt Bank.
We are victims of TERROR tacticts and lies, harassment and intimidation in pockets, directed at specific targets in chosen countries and areas.

The terrain for Financial Crime in the case of a Bankrupt bank, is wide open to the possibility of the deliberate laundering of Financial Crime to mask serious International MONEY LAUNDERING.

When tactics like those used by Hamilius are employed to ensure she gets her own way, despite the law, Europe must be on the alert and examine the case carefully as there is more behind the Landsbanki Scandal that we think. there is Kauphting, there is Clearstream, there is evidence of spying and disappearing money.

In a Bankruptcy of a Bank, there is ample opportunity, through false accounting and fraudulent unauthorised Transactions and abusive loans, to create a deliberate confusion of accounts, enabling the deliberate confusing and mixing of REAL DEBT (clean money) with Issue of FRAUD or DIRTY money.

An administrator, lawyer, judge or other Professional bound by the Laws governing Professional duty, who fail to investigate and report serious allegations and evidence of FALSE ACCOUNTING and ABUSIVE LOANS, must sound the ALARM BELLS in the E.U.

The highest Courts of the European Union should be on ALERT and the International community must be made aware of where the strong possibility of LAUNDERING of Financial Crime which leads to MONEY LAUNDERING on an international scale, is taking place.

MONEY LAUNDERING is inevitably the possible end result of the clear signs of the ATTEMPTED LAUNDERING OF FINANCIAL CRIME, which is being denounced by hundreds of European pensioners, their families, friends and growing supporters across the world.
This is not only a European problem, it is an International problem taking place in the Financial Centre in the heart of Europe whose, ex PM wants more POWER and INFLUENCE in Europe!

Jean Claude Juncker is at the top of the EU and one of his protegés is behaving in a way which is not only disgracing Luxembourg, but insulting France and Germany’s Justice systems, insulting Luxembourg judges, telling lies in other countries, terrorising and using foul play on elderly European pensioners and breaching E.U. rulings.

What will he do about this? Will he pretend there is nothing wrong as he did in the other scandals?

Europe should be on ALERT and should ensure a full investigation of what lies behind the abusive Insolvency administration of a Bankrupt Luxembourg bank selling Toxic products which could never work, to European pensioners as an asset-stripping exercise.

This was all done under the full supervision of the CSSF who gave the products a passport of distribution across the E.U. but interestingly did not sell the Toxic product at home in Luxembourg!

Enough is enough Yvette Hamilius!

We will NOT BE INTIMIDATED and we know what you are doing and the tampering which is going on.

The Hamilius Landsbanki administration scandal is a continuation of the Secret Service Scandal and since Yvette Hamilius wants Transparency, she should have it.

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From our Facebook 9th April 2014

The PROFESSIONAL DUTY and LEGAL OBLIGATIONS of an administrator, receiver, curator, in the ‘SUSPECT’, ‘HARDENING’, ‘PREFERENTIAL’ PERIOD

The administrator has the Professional duty as stipulated in EU law,

1. To challenge and report any suspicious payments and transactions prior to bankruptcy,

2. To challenge and report any suspicious accounting which shows no dates or proper details of destination of Transfers or order of transfer by the client,

3. To report any allegations of false accounting

4. To challenge and report any loans given or taken during the ‘Suspect’, ‘hardening’ or ‘Preferential’ period, made prior to the bankruptcy, WITHOUT LIMITATION OF TIME.

Any one of these suspect events should ALERT the administration and lead to the IMMEDIATE recognition by the lawyers, in particular by the administrator and the supervising judges to the possibility of MONEY LAUNDERING and should be seen as clear signs of the ATTEMPTED LAUNDERING OF FINANCIAL CRIME.

 

Failure by a Professional in the Finance and Legal Sectors,
to report allegations and evidence of attempted Laundering of Financial Crime is a criminal offence and shows deliberate collusion in the crime.

 

IT IS THE DUTY OF THE ADMINISTRATOR TO REPORT ABUSIVE LOANS GIVEN TO AN INSOLVENT COMPANY WHICH DELAY THE OFFICIAL DATE OF BANKRUPTCY
so making the Bankruptcy date UNCERTAIN and the ‘suspect’, hardening’ or ‘preferential’ period INVALID.

 

Payments made for transactions concluded during the SUSPECT or hardening period, are subject to CANCELLATION by the District Court upon proceedings instituted by the receiver especially in a case where a loan has been granted to an insolvent company and the Official date of Insolvency has been delayed and has made the official date UNCERTAIN in International law.

( i.e.Case of the bankruptcy of Landsbanki Luxembourg and the illegal loan by the BCL to the insolvent bank which artificially delayed the Official date of the bankruptcy, so making the ‘suspect’, hardening’, ‘preferential’ period invalid and the Official date UNCERTAIN)

The E.U. must be under ALERT when there is evidence of an abusive bankruptcy administration, especially in the administration of a Bankrupt Bank.
The terrain for Financial Crime in the case of a Bankrupt bank, is wide open to the possibility of the deliberate laundering of Financial Crime to mask serious International MONEY LAUNDERING.

In a Bankruptcy of a Bank, there is ample opportunity, through false accounting and fraudulent unauthorised Transactions and abusive loans, to create a deliberate confusion of accounts, enabling the deliberate confusing and mixing of REAL DEBT (clean money) with Issue of FRAUD or DIRTY money.

An administrator, lawyer, judge or other Professional bound by the Laws governing Professional duty, who fail to investigate and report serious allegations and evidence of FALSE ACCOUNTING and ABUSIVE LOANS, must sound the ALARM BELLS in the E.U.

The highest Courts of the European Union should be on ALERT and the International community must be made aware of where the strong possibility of LAUNDERING of Financial Crime which leads to MONEY LAUNDERING on an international scale, is taking place.

MONEY LAUNDERING is inevitably the possible end result of the clear signs of the ATTEMPTED LAUNDERING OF FINANCIAL CRIME, which is being denounced by hundreds of European pensioners, their families, friends and growing supporters across the world.

This is not only a European problem, it is an International problem taking place in the Financial Centre in the heart of Europe whose, ex PM wants more POWER and INFLUENCE in Europe!

Europe should be on ALERT and should ensure a full investigation of what lies behind the abusive Insolvency administration of a Bankrupt Luxembourg bank selling Toxic products which could never work, to European pensioners as an asset-stripping exercise.

This was all done under the full supervision of the CSSF who gave the products a passport of distribution across the E.U. but interestingly did not sell the Toxic product at home in Luxembourg!

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March 13th 2014

This is unbelievable but absolutely fact. This is a clear abuse of a victim of this dishonest and fraudulent bank. It begs the question, why has the Adminstrator Hamilius not investigated this fraud with this client, and all the other clients of this scam. Please read this following transcript from Michael Equity and draw your own conclusions.

IS THIS FURTHER EVIDENCE OF LANDSBANKI FRAUD AND MONEY LAUNDERING?

by Michael Equity

The fraudulent activities of Landsbanki Luxembourg and the total ineptitude/apathy of the appointed administrator, Yvette Hamilius, continue unabated with the judiciary and the government of Luxembourg carrying on with business as usual as apparently “there is nothing wrong in Luxembourg”.

Are they blind or stupid or simply just corrupt?

In any language of any EU member state, theft is theft and is a criminal offence that should be punished according to the severity of the crime.

If you transfer funds out of a bank account without authorisation or approval from the account holder, then this is embezzlement/ theft. This is no different from walking into your local bank, producing a gun and demanding the contents of the safe.

Claus Thede, an ex account manager of Landsbanki and still at liberty in Luxembourg, does not seem to understand this principal, instead he attempts to convince the client that all is well in the liquidation process and the good administrator, Yvette Hamilius is continuing at full speed to resolve all issues.
Much of the facts of this particular case must be kept confidential at this stage for legal reasons, but we can reproduce actual text between the client and Claus Thede during the latter half of 2013.

The sum involved is 250,000 euros, which represents the client’s life savings.

Here are the extracts of the paper trail:

Client

I must ask you to try to remember why you purchased these bonds without obtaining my approval. We had a clear understanding that during the difficult market conditions we should remain liquid – hence the large amount of Euros we held in our account.

For some reason, without contacting me, you used this cash to make this very large and disproportionate purchase of very high risk Landsbanki’s own bonds. The purchase was four times the size of any previous investment, and outside the agreed portfolio!!

When I discovered the investment I tried phoning you several times, but was informed you were not available. A few weeks later they had no value.

Claes Thede

I am trying to remember a transaction that happened 5 years ago. Furthermore I am fully convinced that the Liquidator of the bank, who stands under the supervision of the tribunal, will correct the transaction if it has been made without your consent. The liquidation of the bank has been underway for more than 4 years now with a very good result so far.

Client

I appreciate your giving time to try to remember details of something that happened five years ago.

I agree with your view that the Liquidator should “correct a transaction if it has been made without your consent”.
She has also an obligation to review all transactions in the six months prior to her appointment. I brought to her attention the transactions that had been made without my consent, but clearly she did not take my complaint seriously.

Please confirm that she did not even contact you, as a senior Account Manager, to obtain clarification.

It is becoming more and more apparent that Yvette Hamilius management of the liquidation is questionable.

Client

As you can well imagine the use of almost a quarter million Euros in my Euro Account to purchase Landsbanki’s own Bonds totally undermined my Contract with the Bank. Naturally I drew the administrator’s attention to this misuse of the funds, expecting her to investigate the transaction.

It is now clear from your email that she did not even contact you to obtain an explanation.

I am faced with a conundrum that on the one hand Yvette Hamilius chose not to investigate this breach of contract; and on the other hand, you have no memory of it:

Claes Thede

I wish that I could be of more help to you and I can well imagine your situation. I will however not make a comment on the riddle you present.
There is an ongoing liquidation and that process has so far showed very good results. The liquidator is experienced and works under the supervision of the tribunal in Luxembourg. I do not know in which order they deal with the matters. An alternative explanation could very well be that your case is further down on the agenda.
To me it seems that there is little else to do than wait for the liquidator to make a contact.

Summary

The bonds illegally purchased were in fact in Landsbanki bonds that they were attempting to sell in the last few weeks of the bank with a promised return of 11%.

Now either Claes authorised the purchase of these toxic bonds himself and so empty the clients account, or he must certainly know who did. It is no use Claes now claiming the early onset of Dementia, as he cannot remember the small matter of stealing 250,000 euros. If he did not authorise the transaction himself, then as the appointed Account Manager, surely he must be an accessory to the fact as he was tasked with the responsibility of the welfare of the client and his assets?

Michael Equity

______________________________________________

Francesca de la Blaise writes:

THE DUTY TO DISOBEY ALL UNLAWFUL ORDERS A MORAL IMPERATIVE TO REFUSE ILLEGAL ORDERS NO ONE IS ABOVE THE LAW 

DID ROSARIO GROSSO, YVETTE HAMILIUS’LAWYER, forget part of the ‘THEORY OF THE INTELLIGENT BAYONET”,
when he tried to protect Yvette Hamilius and Karin Guillaume in view of the advancing Criminal proceedings across Europe in the Landsbanki administration scandal when he said :

“NO OFFENCE is committed when the ACT was ordered by law and ORDERED by the LEGITIMATE AUTHORITY ” ???

How many are those who obeyed the orders to OBSTRUCT JUSTICE and withhold the truth from the magistrates and to withhold the evidence that there was false accounting, embezzlement and fraud being withheld by all those working in the Landsbanki offices and all those presently obeying orders both as well as before and AFTER the bankruptcy?

Who is to blame for this OBSTRUCTION OF JUSTICE through the DELIBERATE withholding of evidence of crime in the Landsbanki administration case?

Do they think they did NOT breach the E.U. rulings and the law, simply because they were ORDERED to act UNLAWFULLY and in a breach of morals and ethics as well?

Do they too think they too are “PROTECTED” by the Juncker/Frieden and helping hands gang, who apparently were there to protect the Hamilius/Guillaume tandem?

LEGAL OBLIGATIONS & MORAL DUTY

Soldiers and all other professionals have legal obligations to follow orders.

However, ALL of these, also have both moral and legal obligations NOT to follow orders that are IMMORAL or ILLEGAL.

Questions of conflict between a man’s moral duty and his obligations to the state have been around for many centuries.

However, it must be noted that NO ONE is above the law and there is a moral imperative to refuse illegal orders.

A good example is that when former NAZI Adolph Eichman was tried for war crimes in Israel in 1962 his contention that he was merely “FOLLOWING ORDERS and DOING HIS JOB ” was not accepted.

While in Eichman’s case evidence was submitted that Eichman carried out his DUTIES with zeal , often going beyond what was required of him the inadmissibility of the
” JUST FOLLOWING ORDERS ” excuse was also NOT accepted at the Nuremberg trials of NAZI war criminals.

NO ONE IS ABOVE THE LAW.

NO ONE CAN FOLLOW ORDERS WHICH ARE IMMORAL OR ILLEGAL, WHOEVER GAVE THOSE ORDERS and think they are above the law and protected by those in power or the judiciary.

When receiving an order, as a REASONING person on has to identify a manifestly unlawful order.

One is obliged to respond not as a MACHINE but as a person, as a Human Being.

This means that instead of automatically responding to orders without thinking one must STOP AND THINK and use reasoning and judgement to decide whether or not the order is LAWFUL and MORAL.

Every person has to understand an order and needs to consider what the order means to him and to others and it’s consequences to him and others.

Then he needs to examine his conscience and establish whether or not the action he is being asked to take, or the consequence he is being asked to bring about is right or wrong and complies with his own moral values and standards.

If it does, he then needs to consider whether or not the order is within the law whether it is a criminal offence to obey the order.

ONLY AFTER THESE MORAL and LEGAL CONCERNS ARE ANSWERED CAN THE ORDER BE EXECUTED.

What is an unlawful order?

An unlawful order is:
a.) Any order which if followed will PUT OTHER PEOPLE’S LIVES IN DANGER, by harassment or psychological or physical abuse which could lead to mental harm or death.

b.) Any order which if followed will break the law.
c.) Any order which if followed will lead to the commission of a criminal offence.
d.) Any order to take part in an unlawful activity.

Landsbanki Luxembourg in administration is full of people obeying orders which break the law and all rules of ethics and morals and they are causing psychological torture and endangering the lives of hundreds of elderly people through harassment and intimidation as they follow the orders of a power-hungry administration Tandem that is OUT OF CONTROL for many years.

Enough is enough. It is time to say NO to INJUSTICE and ABUSE OF POWER in Luxembourg and anywhere else where ABUSE of power exists.

It is up to the Citizens to insist on JUSTICE when the judiciary is pretending there is “NOTHING WRONG”.

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27/01/2014

THE MiFiD RULING “DURABLE MEDIUM” REQUIREMENT 

The MiFID Regulations require certain information to be provided in a “DURABLE MEDIUM” when it concerns important information CONCERNING THE CLIENT.

Information that must be provided in a DURABLE MEDIUM includes information about conflicts of interest policy, information concerning client categorisation, periodic statements and all important information CONCERNING THE CLIENT.

Information that may be provided by means
of a website (where that does not constitute a durable medium) includes information to retail clients CONCERNING THE COMPANY.

A DURABLE MEDIUM is defined as “any instrument which :

a) Enables a client to store information addressed personally to that client in a way accessible for future reference and for a period of time adequate for the purposes of the information, and

b) Allows the unchanged reproduction of the information stored”.

Where information must be provided in a durable medium, it may be provided in a durable medium other than paper
if that medium is appropriate and if the client, when offered a choice between paper and that other medium, specifically chooses that medium.

Where information may be provided by means of a website and that information is not addressed personally to the client, firms must ensure that this is an APPROPRIATE MEDIUM in the context of the business to be carried out.

For the attention of lawyers and judges particularly in Luxembourg : Why has the Luxembourg administrator been allowed to breach so many MiFiD rules with no correcting supervision?

(N.B. Clients must NOT be made to
“MISS the TRAIN” and lose their case,
because the local administrator puts vital information in obscure press which hundreds of clients living in various E.U. countries, speaking different languages are unlikely to read!) This is a conflict of interests and a breach of E.U MiFiD law as most see it outside Luxembourg.

The company or it’s administrator can electronically notify and direct clients to a relevant website address.

However, clients must SPECIFICALLY CONSENT ( i.e. not all people have computers especially if their average age is 75 !) to receive the information in this manner and the information has to be up to date and continuously available on the webpage to ensure that the client may access it.

RETAIL clients must be given adequate information before they make an investment decision, to enable them to make a decision on an informed basis.
As RETAIL clients are regarded as being less experienced they are given more detailed information.
They must also be given such information IN DURABLE MEDIUM, ‘in good time’, BEFORE the provision of services so that they have sufficient opportunity to read and understand the specific information provided before taking an investment decision.

Industry practice will vary as to what ‘IN GOOD TIME ‘ will entail, depending of course on the nature of the product and the age and situation of the client and his income and what is REASONABLE in the circumstances..

The MiFiD ruling rules that RETAIL clients are to be given special protection, not specially bad service, abuse and criminal neglect by people who should be ENFORCING THE LAW, rather being allowed to break it.

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WE WOULD STRESS THAT The DUTY to report all possibility of MONEY LAUNDERING OVERRIDES ANY CONFIDENTIALITY CLAUSE, to all those concerned.

The Money laundering Regulation effective from the 1st of March 2004 has put all professionals under a duty to report to the authorities wherever there are any grounds for suspecting money laundering is behind allegations and signs of suspicious transactions.

THE FAILURE of PROFESSIONAL DUTY TO REPORT and INVESTIGATE ALL POSSIBILITY OF MONEY LAUNDERING and any LINKED ASSET FORFEITURE, according to the E.U. rules signed and agreed to by each member state, is a crime punishable by imprisonment.

MONEY LAUNDERING IS the conversion or transfer of property, or asset forfeiture, knowing that such property is derived from serious crime, for the purpose of concealing or disguising the illicit origin of the property or of assisting any person who is involved in committing such an offence or offences to evade the legal consequences of his action.

There is a CENTRAL AUTHORITY FOR REPORTING all suspicious transaction, false accounting or allegation of financial crime known to all professionals, in particular lawyers, judges, notaries and also all professionals in the Banking and Finance sector as well as their supervising authorities.

The first duty and obligation, by law, of anyone in the legal profession or the banking and Finance profession is to report any suspicious transactions or allegations thereof, especially in particularly suspicious transactions in events such as bankruptcies, takeovers or mergers.

All bank loans given to failed companies before bankruptcy must be regarded as suspicious as it is illegal to lend to an insolvent company and artificially delay the official bankruptcy declarations.
In such cases, this should arouse immediate suspicions and trigger investigation of the possible abusive support of share values and illegal deferment of insolvency, which can lead to money laundering through the bankruptcy proceedings using the repayment of the loan as a legitimizing tool in the money laundering process.

The Public Prosecutor for the Luxembourg Court, i.e. ROBERT BIEVER, must be informed of any fact that could be an indication of money laundering.
This is the duty of all professionals in the businesses covered by the E.U. legislation all E.U. members have signed.

The representatives, managers, employees and of course all lawyers, notaries and others in the legal and Financial sectors must report, by means of a declaration, as soon as possible and spontaneously, any suspicion of money laundering to the State Prosecutor with all information necessary and all allegations of suspicious acts or inaction that leads to possibilities of money laundering.

The obligation to report overrules professional secrecy rules as the E.U. ruling overrides internal rulings and is required by law.

BUSINESSES COVERED BY THE LEGISLATION

The obligation to inform the authorities of any suspicions of possible money laundering transactions now extends to the following sectors:

ALL CREDIT INSTITUTIONS

ALL FINANCIAL ADVISERS

BROKERS AND AGENTS

FUND MANAGERS

PROFESSIONALS ACTING FOR THEIR OWN ACCOUNT

DISTRIBUTORS OF SHARES IN UNDERTAKINGS FOR COLLECTIVE

PROFESSIONAL CUSTODIANS OF SECURITIES AND OTHER FINANCIAL INSTRUMENTS

MARKET MAKERS

BUREAU DE CHANGE

DEBT COLLECTORS

LIFE INSURANCE COMPANIES and INSURANCE BROKERS

PUBLIC NOTARIES

CASINOS and