Journalists corner

10 thoughts on “Journalists corner”

  1. There are several people wondering the same as I am and this is if we send the letters we have written with the replies from the Landsbanki administration, can we put them on the site?

    We wanted to do this as we are all angry when we read the Luxembourg press saying that we are rich and did not want to pay back what we owed? Landsbanki has been demanding what we do not owe and our correspondence over the years shows how badly we have been treated and how many lies have been told.

    It would be good to see some of this displayed for the public to see for itself.

    Is this possible?

  2. That is an interesting question. We think that you have to consider carefully what problems might arise from this action although as presumably all correspondence is “open” then you might ask “What have we got to loose” It would certainly give readers an idea of what victims have been going through for the last 4 years. Therefore we would suggest the choice is entirely yours.

  3. We understand. But in spite of all the threats and ultimatums from Luxembourg, we feel that we must expose the truth and everyone should get a chance to expose it which is why a site is essential . It is right we should all work together as for all these years we have felt alone when there are hundreds of us!
    We will send our letters and documents like the others have done. Thanks.

  4. HORSEMEAT FRAUD OR BANK FRAUD?

    WHICH IS THE MOST IMPORTANT IN LUXEMBOURG?

    I would like to add that our family and friends are all asking the same question:

    ” Why is it that Luxembourg is so quick to react to horsemeat fraud and mis-selling, abuse of the consumer and false description of a product, when they do not lift a finger over serious abuse, mis-selling FRAUD, harassment of the consumer and false descriptions of a product in the Landsbanki Luxembourg fraud case?”

    For nearly 5 years European pensioners, most unable to use a computer as average age 72, have been psychologically tortured, intimidated and bullied by an administration which refuses to look into the serious accusations across Europe of fraud against Landsbanki Luxembourg. No questions are being asked in Luxembourg despite several ongoing Criminal proceedings going on by the top French Criminal judge, the EU Court and Spanish and Iceland courts.

    Can we take it to mean that Horsemeat Fraud is taken more seriously in Luxemourg than Serious Bank Fraud against pensioners?

    What makes Horsemeat Fraud more important than Bank Fraud against 600 pensioners?

    Please ask this question in the site Journalists Corner and on our Facebook.

    Thank you from all of us.

  5. Just read the Memo from the British Embassy which does sort of prove the point that even they in diplomatic speak appreciate that we have been conned. Pity we can’t get more action from them

  6. Nina, there are many things that point to the fact that it is getting more and more well known that there has been serious cover-up of serious law-breaking.

    Can one not tell this above all by the way ,after the damage is done and no repair has been made, nor blame placed clearly where it belongs, attempts are made to re-adjust rules and laws?
    Just look at the way the Luxembourg Central Bank gave the failed Landsbanki a massive loan, based on the property assets which are mostly our homes and so do what would appear to be artificially delay the insolvency declaration?
    Just look at what the document on Insolvency from 2010 says about that!

    Check the link. We are reading through the document. It is so useful to have all these documents at hand. This site is helping us all get our facts straight.

  7. An article by a French victim.

    LE SCANDALE FINANCIER DE L’ ADMINISTRATION DE LANDSBANKI LUXEMBOURG
    EST L’ UNE DES PLUS IMPORTANTES SCANDALES DE
    L’ HISTOIRE BANQUAIRE EUROPÉENNE.

    Aujourd’hui nous savons que CE SCANDALE NE SE PASSERAS PAS SOUS SILENCE!

    Les victimes de ces agissements criminelles et incorrects par Landsbanki, les victimes des manipulations de comptabilité afin de transformer des Créditeurs en Débiteurs et de saisir leurs maisons, les victimes de l’abus depuis 5 ans et la façon déplorable que des centaines de clients d’une banque Luxembourgeoise ont été traiter par l’administration de Landsbanki Luxembourg qui ont demander a Luxembourg de mener des investigations complètes afin que toute la vérité apparaisse dans ce scandale financier sans précédant, sont contents que aujourd’hui, enfin, le scandale est reconnu a Luxembourg et que la vérité et la transparence soit a l’ordre du jour.

    Ce scandale fait surface au même temps que des autres scandales a Luxembourg et aujourd’hui on voit la détermination de mettre en évidence ce qui a été mis de coté pendant des années. BRAVO!

    Cette scandaleuse affaire de la liquidation de Landsbanki, au coeur de l’ Europe a été trop longtemps négligé et ignoré et aujourd’hui les centaines de retraités , leurs familles et leurs amis, perdent leur patience et la colère monte avec chaque lettre recommandée et chaque visite de l’ huissier exigeant paiement des sommes manipulé , injustifiée que l’administrateur a REFUSER DE CORRIGER depuis des années, malgré les demandes des victimes qui étaient d’accord de rembourser la somme JUSTE , depuis des années suivi d’un refus systématique.

    Ce refus de corriger les manipulations de comptabilité dans la SCR, de rectifier tous les agissements non-contractuelles et le flagrant abus de la SCR qui a déclencher la demande immédiate des sommes entre 3 et 7 fois la somme prise de la banque et qui a immédiatement déclencher la saisie des maisons en France , est particulièrement choquant.

    Que tous ça se passe sous silence sans contrôle ou de supervision judiciaire a Luxembourg pendant si longtemps est inacceptable en Europe et ceci est en conflit avec les lois des consommateurs , le MiFed et les droits humains a notre avis.

    Comment quantifier La souffrance psychologique des centaines des retraités qui ont fait confiance au Luxembourg et qui se voit bafoués, ignorés et traités comme des criminelles et qui subissent l’horreur de la peur de perdre leurs maisons de famille qui sont le fruit d’ une vie de travaille?

    Comment quantifier cette peur?
    Comment quantifier l’humiliation ?
    Comment quantifier la souffrance des enfants et des petits enfants, des familles et amis qui regarde impuissants pendant que le Luxembourg ferme les yeux et prétend que ce n’est qu’ un problème Icelandais, quand les faits et les procédures criminelles a travers l’Europe prouvent le contraire?

    On constate une virulence démesuré envers certains clients surtout des clients qui était devenu clients de Landsbanki Luxembourg que depuis 2008 en FRANCE.

    1. Pourquoi cette acharnement a certains clients qui ont eu leurs prêts enregistrer aux hypothèques en 2008 quand la banque était déjà Insolvable? POURQUOI CETTE DISPARITÉ?

    2. Pourquoi avoir terroriser et abuser particulièrement ceux qui ont enregistrer leurs prêts que quelques mois avant la déclaration tardive de la faillite, quand Landsbanki était déjà insolvable et ils aurais du être interdit de fonctionner depuis 2007?

    3. Est- ce acceptable quand les contrats étaient d’ une durée de 20 ans?

    4. Est-ce que ça pourrai être la raison que les maisons ont été tous et partout a travers la France et l’Espagne, dévalués sans aucune expertise, a 60% de la valeur qui était souvent déjà une sous- estimation avant la rénovation des propriétés?

    5. Est ce que ça pourrais expliquer la dévaluation soudaine, sans logique ni expertise, de l’argent dans les comptes personnelles qui a disparu sans justification? ( Inutile de dire que l’administrateur n’as pas le droit de mettre fin au prêt si créditeur ).

    6. Est-ce-qu’ Il ne fallait pas la manipulation du SCR au même temps que la banque était finalement officiellement déclarer insolvent afin de convertir les Créditeurs en Débiteurs et récupérer leurs biens?

    Ces 3 manipulations et d’ autres encore, ont effectivement transformer des CRÉDITEURS en DÉBITEURS et a permis a Landsbanki Luxembourg de déclencher abusivement l’appel de fonds afin de pouvoir saisir les maisons et essayer d’extorquer entre 3 et 7 fois ce que les clients avaient en réalité pris de la banque.

    C’est certainement pour ces raisons que l’administration de Landsbanki Luxembourg est dénoncée et aussi parceque Landsbanki n’exécute pas ses obligations contractuelles .

    Nous sommes des victimes d’agissements incorrectes par Landsbanki lors de la liquidation et nous espérons que le Luxembourg puisse au plus vite mettre fin a cette souffrance et injustice envers des centaines de personnes dans les dernières précieuses années de leurs vie.

  8. Article on: ‘ OPINIONS ON LUXEMBOURG CRISIS’

    LUXEMBOURG:
    THE FOURTH MAJOR SCANDAL is ONE TOO MANY to COVER-UP

    1st scandal — National Stadium failure. Uncontrolled corruption
    2nd scandal— CARGOLUX, KBL, BIL sales, Al Jazeera/ SES,
    3rd scandal— M.P. & /secret Service Spying and moles, bombings and uncontrolled corruption,
    4th scandal— Landsbanki Luxembourg Insolvency administration- the tangled web of abuse, corruption, embezzlement, fraud, mis-selling and harassment of European pensioners. As yet Uncontrolled corruption.

    1st SCANDAL Real estate project combined with a National Stadium project where corruption, threats, blackmail and serious string-pulling between Politicians, entrepreneurs and environmentalists – fighting with all the venom greed can fuel- led to the failure of the project which would have greatly benefited the population of Luxembourg.
    N.B. All attempts to investigate the blackmail, threats and illegal acts WAS VOTED DOWN IN PARLIAMENT.
    The people of Luxembourg were furious but NOTHING WAS DONE.

    2nd SCANDAL Questionable price fixing and serious manipulations over the sale under Luc Frieden the Minister of Finance of 35% of CARGOLUX to Qatar airways $117.5 million. Then there was the KBL and BIL Banks sold to Qatar as well as the questionable linking of The Luxembourg satellite company SES with Al Jazeera.

    Price fixing, manipulation, suspicious dealings but yet again, any attempts to investigate all threats, wrongdoings, manipulation of prices etc. were VOTED DOWN BY LUXEMBOURG PARLIAMENT.
    The people of Luxembourg were furious but NOTHING WAS DONE.

    3rd SCANDAL. The head of SREL, the Luxembourg spying agency had 4 years ago, secretly recorded a conversation between them and Mr.Juncker. A recording device in a wristwatch was used. Mr. Juncker, had placed a mole in the spying and learnt about it via his mole. The P.M. Mr Juncker, however, took no legal action. The uncontrolled spying agency was like a plane without a pilot and Luxembourg’s PM was closing his eyes to more and more scandals that he and his co-workers thought could be covered- up by simply ignoring them with what can be seen today as reckless arrogance.

    However, the Scandal to be feared most was looming on the horizon like a thundercloud ready to burst and this SCANDAL no 4. concerned Jean Claude Juncker’s primary interest:

    THE REPUTATION of the FINANCE and BANKING SECTOR

    A Luxembourg Bankrupt Bank and Luxembourg’s reputation as a Financial center to, ‘Trust and Respect’, (as Mr. Juncker asked the world to do), was at stake if the judiciary investigated this scandal properly.

    This is probably why it is widely being suggested today, that a clever manipulation tactic was used to manipulate public attention and
    to steer media and public prying away from the Scandal of the Landsbanki Insolvency in Luxembourg with it’s long reaching tentacles leading to all that lies in the murky waters beneath.

    Luxembourg had closed its eyes and ignored all criminal proceedings across Europe for 4 years whilst the Judiciary ignored all evidence other countries were EXAMINING AT THE HIGHEST LEVEL. The biggest bail of 50 million euros ordered by the highest criminal judge in France was simply ignored by the judiciary. The fine of 1.875.000 euros was not only not paid but DENIED in a press release by Robert Biever the state prosecutor!
    There have been Criminal indictments in Iceland and clear links to the embezzlement, fraud and manipulations of money are seen to go systematically through Luxembourg and yet the Justice Minister refers to Icelandic problems in Icelandic crimes, rather than anything to do with Luxembourg whilst the administrator and her supervisor simply say there is no problem that needs investigating in Landsbanki Luxembourg. This sounds like a broken record, which has been played too much in Luxembourg when you look at the way the previous 3 scandals have been handled.

    Yet this scandal is said to be the biggest financial scandal in Europe with Luxembourg at the center of the CRIMINAL COMPLEXITIES of embezzlement, fraud and abuse of the elderly. It is the subject of International Conferences on failed insolvency scandals with Landsbanki Luxembourg being cited as the worst in Europe.

    A complex scandal running far deeper than what appears on the surface.

    Something had to be done as a Criminal complaint had been lodged in Luxembourg, a Criminal proceeding well under way in Iceland, in France and some brewing in Spain.
    DISTRACTION WAS URGENTLY NEEDED

    Mr. Juncker decided to reveal SCANDAL no 3 thinking perhaps that it could be controlled and that it would lead to a low-risk inquiry, which would make him look good and above all, would take the attention away.

    However, things did not go to plan, as Parliament did not dare vote for the third time, for the third scandal against an Official Inquiry.

    Twice they voted NO to an inquiry over the first 2 scandals and the people were fuming. Twice OK. Three times was too much.

    Also a group of victims of Landsbanki had lodged a Criminal complaint in Luxembourg and to make it worse, the young member of Luxembourg Parliament, Serge Wilmes tabled a motion and had questions for the new justice Minister Octavia Modert regarding the looming scandal.

    What was perhaps supposed to be a SIMPLE DISTRACTION TO GET ATTENTION AWAY FROM THE LANDSBANKI SCANDAL, soon turned into a Parliamentary investigation, as it should have been for SCANDAL 1 and SCANDAL 2.
    Inevitably, from that simple inquiry into SCANDAL 3, many more were revealed but still leaving many unspoken as the people of Luxembourg have concluded. There were court proceedings in a 25 year old series of TERRORIST ATTACKS on Luxembourg ITSELF, with growing suspicions that it was a plot by security forces, with the Luxembourg Spying agency’s involvement and Mr Juncker had placed a mole there and had turned a blind eye and allowed the Spying agency to fly out of control.
    N.B. This little country of 550.000 population had a Spying Agency keeping files on more than 300.000 people of Luxembourg!
    Spying on their own people makes cover-ups inevitable as no one dares say anything in such a climate. This brings us to the cover-up of the biggest Financial scandal in Europe.

    SCANDAL NO 4. The LANDSBANKI LUXEMBOURG ADMINISTRATION SCANDAL.
    The one which will not go away despite being ignored for 5 years and despite the failed attempts at DISTRACTION to get attention away from this financial scandal right on Luxembourg’s doorstep.

    The Hundreds of victims of fraud, abuse, mis-selling, manipulation, harassment and false accounting upheld in post- bankruptcy will NOT GO QUIETLY nor be intimidated as had been hoped.

    The victims have waited too long and been treated abominably. Mostly in their 70’s with one of 90 years old, these pensioners have been treated as criminals by Luxembourg.
    The Trust and Respect’ Mr Juncker pontificated about have gone, much in the same way as the cumulative effect of all these scandals has created distrust in the government for the people of Luxembourg, who like the 600 victims of this abuse, DESERVE BETTER.

    Mr. Juncker is determined to continue as before and become Europe’s no 1., or ‘MR EURO’, but will he continue to close his eyes to what is profoundly wrong in his own little Luxembourg and allow the serious crimes and ethical abominations to continue as they have done for so long?

    That is the question.

  9. There seems to be plenty of reaction in the International press and Luxembourg is now paying for having turned a blind eye to crime and ignored the abuse of victims for so long it seems.
    This is from Der Spiegel english version. There is a German version too.
    The Juncker Scandal: Luxembourg’s Dirty Secrets

    By Romain Leick

    Big scandal in little Luxembourg.Zoom
    REUTERS
    Big scandal in little Luxembourg.
    Luxembourg’s secret services may be tiny, but their misdeeds were enough to bring down one of Europe’s most powerful politicians.

    Big fish rarely look upon little fish without condescension. How else do you explain the fact that German media organizations and commentators — like Marietta Slomka, host of the TV news program “heute journal” — refer to the recent events in neighboring Luxembourg as “droll?” The Grand Duchy has an intelligence service? With 60 employees? Or should we say, agents? It’s too funny for words.

    ANZEIGE

    “Luxembourg as such doesn’t count.” That’s what the Luxembourg newspaper tageblatt concluded with regards to the “Juncker tragedy,” which is, of course, seen as nothing but comedy beyond Luxembourg’s borders. Even in the midst of a scandal, the small nation (or, as some would say, “dwarf country”) isn’t being taken seriously. But that’s a mistake.
    Luxembourg Prime Minister Jean-Claude Juncker has been brought down by a scandal handed to him by the country’s intelligence service, the Service de Renseignement de l’Etat luxembourgeois (SREL). The service, which is supposed to address external security and terrorist threats, reports directly to the head of the government. That’s why a 141-page report by a parliamentary investigation committee found that Juncker holds political responsibility for the illegal operations that SREL officers have conducted for years. The extensive use of Luxembourgish in the mainly French document means that, even without further encryption, it is poorly accessible to outsiders.

    Juncker’s Permissive Mistake

    The report makes clear that Juncker simply did not treat the intelligence service seriously enough. Most of the time, he didn’t even want to know precisely what was going on. He was satisfied with intimations and preferred to give advice rather than instructions.

    A conversation between Juncker and the then director of the SREL, Marco Mille, on Jan. 31, 2007, illustrates how this worked. Unbeknownst to the premier, Mille recorded the conversation with a special wristwatch. The two men were concerned that rumors about illegal wiretapping operations could stir up public unrest.

    “We are very vulnerable to people,” Mille said, in Luxembourgish, “who say that the intelligence service does as it pleases, goes over the heads of the premier, the palace [of the Grand Duke], and God knows who else. That’s important to us.”

    Juncker replied: “This so-called political espionage, we’re not doing it anymore, anyway. But it was considerable in the past, in the time…”

    Mille: “Yes, in the time before 1990, that is, during the Cold War. Well, there was the intelligence service, that was its only patronage, the Russian embassy, the Communist Party and, in the beginning, the Greens…”

    Juncker: “But for no reason, in my opinion.”

    Mille: “Yes, but then, seen from today’s perspective, with your philosophy — which is also mine — but…”

    Juncker: “But there is no reason, for the Greens…”

    Mille: “And even when you look at the way people thought at the time … Anyone who wasn’t strictly conservative was considered a threat to the state… We have 300,000 index cards in the basement.”

    Luxembourg has a population of 525,000.

    Even if the number Mille cited was exaggerated, the dialogue between the two men shows the extent to which the premier was dealing in approximations.

    Mr. Euro and Mr. Idiot

    He behaved similarly when the intelligence service informed him there were indications that State Prosecutor Robert Biever could be involved in “serious activities” in the pedophile community in Esch, Luxembourg’s second-largest city. When Juncker later spoke to Biever about the issue, he turned the whole thing into a joke, saying: “Are you even aware that you have a whorehouse in Esch?”

    Having been informed of the alleged suspicions in such an unconventional manner, Biever later said, on the record, that he would have liked to have replied: “You idiot!”

    Juncker’s image now fluctuates between two extremes, that of Mr. Euro and Mr. Idiot. The chairman of the investigative committee, Green Party lawmaker François Bausch, listed 13 points of concern in his report on the abuses in the SREL, including wiretapping, spying, trickery, keeping files on political opponents and accepting advantages.

    “Juncker wanted to intervene, but he didn’t have enough time,” says Bausch. SREL chief Mille and the premier, he adds, had “often failed to inform or only broadly informed” the parliament.
    Juncker, the former head of the Euro Group, readily admitted that the “secretive world of the intelligence service” was not his top priority. “There were many important issues at the time, and there are still many issues today, that are near and dear to my heart.”

    Rescuing the euro remains one of them.

    Translated from the German by Christopher Sultan

  10. Here is the German original version and the wonderful cartoon can be seen on our Facebook page, along with many interesting comments!
    Eine ge­heim­nis­vol­le Welt“
    Wie Jean-Claude Juncker in eine groteske Affäre schlitterte
    Der Blick des Großen auf den Klei­nen ist sel­ten frei von Her­ab­las­sung. Wie sonst lie­ße sich er­klä­ren, dass deut­sche Me­di­en und Kom­men­ta­to­ren, Ma­ri­et­ta Slom­ka im „heu­te jour­nal“ zum Bei­spiel, die Vor­gän­ge im Nach­bar­staat Lu­xem­burg „pos­sier­lich“ nen­nen? Das Groß­her­zog­tum hat einen Ge­heim­dienst? Mit 60 Be­am­ten? Oder soll man sa­gen: Agen­ten? Zum Tot­la­chen!
    „Lu­xem­burg als sol­ches zählt nicht“, mit die­ser Fest­stel­lung hat die lu­xem­bur­gi­sche Zei­tung „ta­ge­blatt“ die „Jun­cker-Tra­gö­die“ kom­men­tiert, die jen­seits von Maas und Mo­sel na­tür­lich nur als Ko­mö­die auf­ge­fasst wird. Noch nicht ein­mal im Skan­dal wird der Klein­staat (bit­te, man­che sa­gen so­gar „Zwerg­staat“) ernst ge­nom­men. Zu Un­recht.
    Luxemburgs Pre­mier Jean-Clau­de Jun­cker ist über eine Af­fä­re zu Fall ge­kom­men, die ihm der Nach­rich­ten­dienst des Lan­des, der Ser­vice de Rens­eig­ne­ment de l’Etat lu­xem­bour­geois (SREL), be­schert hat. Die­ser Dienst, der sich um die äu­ße­re Si­cher­heit, aber auch um ter­ro­ris­ti­sche Ge­fah­ren küm­mern soll, un­ter­steht dem Re­gie­rungs­chef di­rekt. Des­halb trägt Jun­cker die po­li­ti­sche Ver­ant­wor­tung für das Ei­gen­le­ben, das Be­am­te des SREL mit il­le­ga­len Ope­ra­tio­nen jah­re­lang ent­fal­te­ten. Das stell­te ein Un­ter­su­chungs­aus­schuss des Par­la­ments auf 141 Sei­ten fest. Aus­führ­li­che Ein­spreng­sel auf Lu­xem­bur­gisch im an­sons­ten fran­zö­sisch ver­fass­ten Do­ku­ment sor­gen da­für, dass es kei­ner wei­te­ren Ver­schlüs­se­lung be­darf, um es für Au­ßen­ste­hen­de
    schwer zu­gäng­lich zu ma­chen. […] Sind Sie gespannt, wie es weiter geht? Zum Lesen der kompletten Ausgabe gelangen Sie hier zu unseren Angeboten.

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